The following are 9 duplicative spending programs for Housing Assistance (Increase Availability of Mortgage Loans) across 8 agencies:
Source: Table 10, Appendix III, "Opportunities to Reduce Duplication, Overlap and Fragmentation, Achieve Savings, and Enhance Revenue," Government Accountability Office, 2/28/2012
| Agency | Details | Cost |
| Fannie Mae | Purchase mortgage loans and issue mortgage-backed securities | |
| Freddie Mac | Purchase mortgage loans and issue mortgage-backed securities | |
| Federal Home Loan Banks | Provide advances to member institutions | |
| Farm Credit System | Institutions of the Farm Credit System, which include the Agricultural Credit Bank and Farm Credit Banks, provide financed credit to agricultural and rural communities. | |
| Farm Credit System Insurance Corporation | Ensure the timely payment of principal and interest on insured Farm Credit System debt obligations purchased by investors. | |
| Federal Agricultural Mortgage Corporation (Farmer Mac) | Purchases agricultural or rural housing mortgage loans and securitizes loans into guaranteed securities or agricultural mortgage-backed securities | |
| Department of Housing and Urban Development | Government National Mortgage Association (Ginnie Mae): Guarantee the timely payment of principal and interest on securities issued by private lenders and backed by pools of federally insured or guaranteed mortgage loans | ($991,000,000) |
| Internal Revenue Service | Mortgage subsidy bonds interest exclusion | $1,230,000,000 |
| Internal Revenue Service | Veterans housing bonds interest exclusion | $20,000,000 |
Source: Table 10, Appendix III, "Opportunities to Reduce Duplication, Overlap and Fragmentation, Achieve Savings, and Enhance Revenue," Government Accountability Office, 2/28/2012