The following are 9 duplicative spending programs for Housing Assistance (Regulatory Requirements) across 7 agencies:
Source: Table 10, Appendix III, "Opportunities to Reduce Duplication, Overlap and Fragmentation, Achieve Savings, and Enhance Revenue," Government Accountability Office, 2/28/2012
| Agency | Details | Cost |
| Consumer Financial Protection Bureau and Federal Financial Regulators (Federal Reserve Board, Federal Deposit Insurance Corporation, National Credit Union Administration, and Office of the Comptroller of the Currency) and the Federal Financial Institutions Examination Council | Real Estate Settlement Procedures Act of 1974 (RESPA) | |
| Consumer Financial Protection Bureau and Federal Financial Regulators (Federal Reserve Board, Federal Deposit Insurance Corporation, National Credit Union Administration, and Office of the Comptroller of the Currency) and the Federal Financial Institutions Examination Council | Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) | |
| Consumer Financial Protection Bureau and Federal Financial Regulators (Federal Reserve Board, Federal Deposit Insurance Corporation, National Credit Union Administration, and Office of the Comptroller of the Currency) and the Federal Financial Institutions Examination Council | Home Mortgage Disclosure Act of 1975 (HMDA) | |
| Consumer Financial Protection Bureau and Federal Financial Regulators (Federal Reserve Board, Federal Deposit Insurance Corporation, National Credit Union Administration, and Office of the Comptroller of the Currency) and the Federal Financial Institutions Examination Council | Truth in Lending Act | |
| Consumer Financial Protection Bureau and Federal Financial Regulators (Federal Reserve Board, Federal Deposit Insurance Corporation, National Credit Union Administration, and Office of the Comptroller of the Currency) and the Federal Financial Institutions Examination Council | Equal Credit Opportunity Act | |
| Federal Financial Regulators (Federal Reserve Board, Federal Deposit Insurance Corporation, and Office of the Comptroller of the Currency) and the Federal Financial Institutions Examination Council | Community Reinvestment Act (CRA) | |
| Federal Financial Institutions Examination Council | Appraisal Subcommittee | |
| Department of Housing and Urban Development | Enforcement of the Fair Housing Act (Title VIII) | |
| Department of Housing and Urban Development | Fair Housing Assistance Program | $25,000,000 |
Source: Table 10, Appendix III, "Opportunities to Reduce Duplication, Overlap and Fragmentation, Achieve Savings, and Enhance Revenue," Government Accountability Office, 2/28/2012