TN Woman With Lupus: ObamaCare Was Supposed to Help Me. Now It’s a Nightmare

February 3, 2014

Emilie Lamb, a 40-year-old woman from Tennessee, was initially supportive of President Obama and his health care law.

“Four years ago, I’d have been there cheering for ObamaCare’s passage,” she wrote Monday morning in the New York Post. “But the real ObamaCare has made my life a nightmare.”

Lamb explains how ObamaCare regulators declared her old insurance plan that she bought through Tennessee’s CoverTN program “subpar.” She was then forced to buy a plan through the ObamaCare exchange, only to find that the “platinum” plan, which would leave her paying $373 a month out-of-pocket, was the best option. It was more than a $300 increase from her old plan.

When Lamb factored in the copays and deductibles attached to her new policy, she found that she’ll be paying more than $6,000 each year out of pocket, which forced her to take a second job.

“It’s also not what you promised me when I voted for you, Mr. President,” Lamb writes. “When you were on the campaign trail, you promised that ObamaCare would help me with my medical problems. You promised that people like me with pre-existing conditions would be better off. And you promised that if I liked my health-care plan, I could keep it. Mr. President, you’ve now broken all of these promises — and not just to me.”

Millions of Americans across the country are awaking to find themselves in similar experiences to Emilie’s. ObamaCare is driving up costs and reducing access to doctors, and Democrats continue to turn the other cheek.

From the New York Post:

ObamaCare was supposed to help me.

That’s all I could think as I sat in the House of Representatives last Tuesday night as the guest of my congresswoman, only a few hundred feet away from President Obama as he gave his State of the Union address. Four years ago, I’d have been there cheering for ObamaCare’s passage. But the real ObamaCare has made my life a nightmare.


My plan was canceled last fall. According to the regulators behind ObamaCare, it was a subpar plan that should no longer be sold to consumers. Another 16,000 Tennesseans on the same plan were similarly dumped. Many, like me, liked their plans and wanted to keep them.

But the platinum plan was the lesser of two expensive evils. My new plan costs me $373 a month, even after a small subsidy.

By comparison, my old plan only cost me $57 a month. And I now pay 25 percent co-insurance on all doctor visits until I reach my out-of-pocket maximum of $1,500. This is much higher than under CoverTN.

All told, I’m likely going to pay more than $6,000 more each year for my medical care.