Kaptur’s Shutdown Freezes Flood Insurance for Millions

October 21, 2025

As hurricane season rages, Marcy Kaptur’s shutdown has frozen the National Flood Insurance Program, putting millions of homeowners and small businesses at risk. Home closings are delayed, renewals halted, and families left exposed.

“Democrat Marcy Kaptur voted to shut down the government, blocking flood insurance for families on the coast. She chose politics over protection.” — NRCC Spokesman Zach Bannon